Almost New(built in 2023) Waterfront Home on Black Rock Pond on a private Cul-De-Sac. This 4 Bed, 3 Full Bath move in ready Colonial, Contemporary has everything you've been looking for with a gorgeous quartz Kitchen, a large island, Stainless Appliances and walk-in pantry. There is a wonderful open floor plan with Cathedral Ceiling, beautiful hardwood flooring, gas fireplace living room with sliders to a deck that overlooks a fenced in backyard and Black Rock Pond. Spacious Master Suite with lighted Tray ceiling and attached Master Bath with a quartz double sink countertop. There are two more two good size bedrooms and another full bath on the upper level. In addition, the 1st Level has a potential in-law with kitchen, bathroom and bedroom with sliders to a walk out patio. The garage is oversized 30' deep with 8' high overhead doors plus there is a Level 2 EV Charger for your electric vehicle. The heat is with a gas energy efficient Carrier System with Central A/C. , plus there is an Infinity tankless gas hot water heater. Get ready to enjoy this great property and bring your Kayak or Canoe to enjoy the picturesque Pond in your backyard. Flood Insurance not required.
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Our Executive Mortgage Banker:
Our Insurance Division:
$674,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $539,920 | $539,920 | $539,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $658 | $658 | $658 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,592 | $3,588 | $4,553 |
Total Monthly Payment | $4,342 | $4,338 | $5,303 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.