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31 Ocean View Drive, Middletown, RI, 02842 | $1,495,000
Welcome to 31 Ocean View Drive, Middletown. This Colonial style home was built in 2010 by the local builder, Tom Settle. This is the first time offered to the market. The property is located on a 39, 000 sq. ft. lot and offers beautiful views of Easton's Beach. The many features include an Open Floor Plan for the living & kitchen area that is perfect for entertaining, a 1st Floor En Suite, the Primary has its' private bath and a deck with unobstructed views of the beach and the Cliff Walk, hardwood floors throughout the home, laundry on the 2nd floor & hook up in the basement too, all the bedrooms are spacious and sunny, 2 car garage, yard sprinkler system, outdoor shower, gas utilities, and town water & sewer. The third level is a large bedroom and could be also a great office/family room. With just under 4, 000 total sq. ft living, including a partially finished lower level, this house offers lots of space for everyone. Minutes to the Beaches, Restaurants, Shops, Mansions and Downtown Newport!!!
Features
- Amenities: Golf,Marina,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 9
- Bedrooms: 5
- Baths: 4 full
- Style: Colonial
- Year Built: 2010
- Garage: 2-car Attached,Garage
- Heating: Forced Air,Gas,Zoned
- Cooling: Central Air
- Basement: Exterior Entry,Full,Interior Entry,Partially Finished
- Approx Sq. Feet: 3,950
- Acreage: 0.9
- Est. Taxes: $13,946
- Lot Desc: Corner Lot,Sprinkler System
- View: Saltwater,Water
- Appliances: Dryer,Dishwasher,Disposal,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Water Heater,Washer
- MLS#: 1371933
- Website: https://www.raveis.com
/eprop/1371933/31oceanviewdrive_middletown_ri?source=qrflyer
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William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
31 Ocean View Drive, Middletown, RI, 02842
$1,495,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,196,000 | $1,196,000 | $1,196,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
| Monthly Tax Payment | $1,162 | $1,162 | $1,162 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,697 | $7,267 | $9,852 |
| Total Monthly Payment | $7,984 | $8,554 | $11,139 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB