REDUCED!!! Get into this exclusive Forrest Creek home, below market, and use the built-in equity to update it as you see fit! Forest Creek is a very desirable Neal Communities Home in an established gated community in Parrish Florida. This hurricane tested, extremely well-built concrete block home has 3-bedrooms, 2-baths, and a 2-car garage. Home features a spacious screened lanai where you can watch the horses graze and is perfect for a private spa or outdoor retreat. The spacious kitchen features solid Corian countertops, stainless steel appliances, white cabinets with a glass tile backsplash. Forest Creek is a beautifully landscaped neighborhood, featuring resort style amenities. Enjoy the community pool and spa, a well-equipped 24-hour fitness center, club house with billiards room, outdoor kitchen and more. The community features an 18-acre lake stocked for fishing and accessible for canoeing, and kayaking. Enjoy a stroll down the pier to watch amazing sunsets. Walk or run the paved nature trails throughout the community. Dog lovers will enjoy two dog parks for large and small dogs. Great schools are close by with Williams Elementary School and Parrish Community High School only minutes away. Lakewood Ranch and Ellenton entertainment, shopping, and dining conveniently accessible using Fort Hamer Road and US 301. Parrish Community Park is almost ready to open that feature walking trails, a lookout tower, playground, and performance pavilion. Anna Maria Island beach and Fort Desoto County Park/Beach, with history, boating, and camping are only a short drive away offering white sands, blue waters, and beautiful sunsets. Commute to, or explore, Sarasota, Bradenton, Tampa, or St. Petersburg which have the amazing arts, shopping, waterfront parks, professional sports, and diverse dining options. Owner offering up to $14000 for closing costs, prepaids, and CDD debt service buyout, if desired, with a full priced offers. Owner is also offering seller financing with 20% down with full priced offers only, rate and terms negotiable based on buyers’ credit and income, no closing costs assistances with seller financed offers.
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $327 | $327 | $327 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,910 | $1,861 | $2,382 |
Total Monthly Payment | $2,312 | $2,263 | $2,784 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.