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21 Orchard Avenue, Narragansett, RI, 02882 | $759,000
21 Orchard Ave offers it all! This stunning partially FURNISHED 2/3 bed, 2 full bath, 12-year-young tri-level cape offers a perfect blend of modern amenities and coastal charm. The main level offers a beautiful eat in kitchen, dining area and open living concept as well as 2 spacious bedrooms and a full bathroom. The open concept kitchen features elegant granite countertops and hardwood floors throughout, ensuring both style and functionality. Upstairs, you will find an exceptionally large primary suite with vaulted ceilings and plenty of light as well as a walk in close and a 2nd full bathroom! The primary suite boasts a unique loft that overlooks the beautifully beamed living and dining area, complete with a cozy fireplace.
The lower level provides additional space for entertaining along with a custom built wet bar that anyone would dream of!
A 2 car garage, 2 sheds and professionally landscaped makes this truly seem like a paradise retreat that one can come home to to enjoy or make a great investment property for future guests. This property also boasts almost 1/3 of an acre with plenty of space for an RV or boat!
Located just a short stroll from Narrow River, this home is a perfect opportunity for nature lovers and beach enthusiasts alike. This turn key property is a must-see and comes partially furnished for an easy transition for the next homeowners! Don't miss your chance to own this beautiful cape in a desirable neighborhood! Two Bed OWTS.
Features
- Rooms: 7
- Bedrooms: 2
- Baths: 2 full
- Style: Cape Cod,Contemporary,Split Level
- Year Built: 2012
- Garage: 2-car Built In
- Heating: Forced Air,Propane
- Cooling: None
- Basement: Full,Partially Finished,Walk-Out Access
- Approx Sq. Feet: 2,003
- Acreage: 0.31
- Est. Taxes: $3,775
- Appliances: Electric Water Heater,Water Heater
- MLS#: 1371772
- Website: https://www.raveis.com
/prop/1371772/21orchardavenue_narragansett_ri?source=qrflyer
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
21 Orchard Avenue, Narragansett, RI, 02882
$759,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $607,200 | $607,200 | $607,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | $315 | $315 | $315 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,194 | $4,091 | $5,165 |
| Total Monthly Payment | $4,601 | $4,498 | $5,572 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB