NEW PRICE! Spacious 4 bedroom, 4 bath townhome in pet friendly, waterfront community of Tara Cay. This 2174 sq/ft townhome offers large living/dining room, nice-sized kitchen, laundry closet and master bedroom with en suite bath, walk-in closet and private balcony overlooking pool and beautifully maintained grounds. Third floor has a second bedroom with en suite and great views, while the first level houses a large bedroom with fireplace, wet bar, full bath, and screened patio - great place for visiting family or friends. In addition to the oversized garage and driveway, there are plenty of guest parking spots nearby. Tara Cay is a waterfront community with water access, community boat docks, heated pool and spa, and beautiful greenspace. HOA dues are some of the lowest in the county and include water, sewer trash, grounds maintenance, basic cable, internet, pool and dock maintenance. Conveniently located minutes from the intracoastal waterway, beautiful gulf beaches, restaurants, shopping, entertainment and recreation, and just a short drive to airports, downtown St Petersburg, Clearwater or Dunedin. Schedule your showing today! MULTIPLE OFFERS- PLEASE SEND HIGHEST AND BEST OFFERS IN NO LATER THAN 10/22 BY 1 PM
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Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $549 | $549 | $549 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,943 | $1,918 | $2,462 |
Total Monthly Payment | $2,566 | $2,541 | $3,085 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.