Discover this versatile and beautifully crafted raised ranch that's ready to welcome you home! Upstairs, natural light fills a cozy kitchen with a separate dining area, bright living room, and spacious bedroom and full bathroom down the hall. Head downstairs to find an additional bedroom before entering the private lower-level suite. This apartment-style space features an open kitchen, a large bedroom, and another full bath-ideal for multi-generational living or rental income. This home features beautiful pine ceilings, and stunning Yellow Birch and Red Oak flooring throughout. You'll love the custom sliding barn door in the upstairs bathroom, crafted from wood from a century-old barn in Bethel, VT. The kitchen is outfitted with new stainless steel appliances and elegant travertine countertops. Set on a 1. 2-acre corner lot, there's ample space for gardening or simply relaxing. Enjoy the ease of the existing mature landscaping, two storage sheds, as well as a two-car garage. Located just 5 minutes from Waterbury Village and 15 minutes from Montpelier, this home offers easy access to Burlington and great skiing spots like Sugarbush, Stowe, Bolton Valley, and more. Schedule your showing today - homes like this don't last long!
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Our Executive Mortgage Banker:
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$449,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.879% | 7.159% | 6.276% |
Monthly Tax Payment | $468 | $468 | $468 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,481 | $2,387 | $3,029 |
Total Monthly Payment | $3,024 | $2,930 | $3,572 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.