275 High Street, Sprague (Baltic), CT, 06330 | $399,900

Opportunity knocks! Built in 2000, this 2006 sq. ft. Cape Cod style home sets on 2. 77 acres features 3 bedrooms, 2. 5 bath, open kitchen, dining room, living room, pellet stove, den off living room perfect for office, laundry in 1/2 bath, sun room off kitchen leads to rear deck (unheated sunroom, baseboard heating in sunroom does not work), upper level with Primary bedroom w/ renovated bath and large walk in closet, open hallway adds xtra space. Lower level office, 2 c garage under (owner does not think baseboards in garage are operational) Above ground pool, vinyl siding, large detached shed and large shed under home for ample storage. 200 amp service, oil heating, newer boiler, original roof and original central air system. shared driveway, first home on left. Wired for generator, generator does not convey.

Features

  • Town: Sprague
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Main Level
  • Style: Cape Cod
  • Year Built: 2000
  • Garage: 2-car Under House Garage
  • Heating: Hot Water
  • Cooling: Central Air
  • Basement: Full,Partially Finished
  • Above Grade Approx. Sq. Feet: 2,006
  • Acreage: 2.77
  • Est. Taxes: $7,611
  • Lot Desc: Level Lot,Sloping Lot
  • Elem. School: Per Board of Ed
  • High School: Per Board of Ed
  • Pool: Above Ground Pool
  • Appliances: Oven/Range,Microwave,Dishwasher
  • MLS#: 24056362
  • Days on Market: 23 days
  • Website: https://www.raveis.com
    /raveis/24056362/275highstreet_sprague_ct?source=qrflyer
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Room Information

Type DescriptionDimensionsLevel
Bedroom 1 10.0 x 12.0Upper
Bedroom 2 9.0 x 11.0Upper
Den Laminate Floor9.0 x 12.0Main
Dining Room Hardwood Floor11.0 x 12.0Main
Kitchen Hardwood Floor15.0 x 22.0Main
Living Room Fireplace,Pellet Stove,Sliders,Laminate Floor15.0 x 18.0Main
Office 10.0 x 12.0Lower
Primary Bedroom Full Bath,Walk-In Closet11.0 x 15.0Upper
Sun Room Hardwood Floor9.0 x 15.0Main

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The Lu-Ann Perkins TeamSales Associates

860.625.1354

LuAnnPerkinsTeam@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2104486

860.625.5780

Brianna.Turgeon@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Diane PadelliInsurance Sales Director, William Raveis Insurance

203.444.0494

Diane.Padelli@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

275 High Street, Sprague (Baltic), CT, 06330

$399,900

The Lu-Ann Perkins Team

Sales Associates

William Raveis Real Estate

Phone: 860.625.1354

LuAnnPerkinsTeam@raveis.com

Brianna Turgeon

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.625.5780

Brianna.Turgeon@raveis.com

NMLS Mortgage Loan Originator ID 2104486

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $634 $634 $634
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,128 $2,126 $2,743
Total Monthly Payment $2,837 $2,835 $3,452

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.