ASSUMABLE LOW RATE VA MORTGAGE! This stunning lakefront "Orchid" model stands out with its rare feature of impact glass windows and doors, offering added security and peace of mind in this community. Ready for immediate occupancy, this home boasts tile throughout the main living areas, with the living room currently carpeted, easily removable to reveal pristine tile underneath. The kitchen is a chef's dream, featuring stainless steel appliances, a breakfast bar, granite countertops and backsplash, and elegant wood cabinets. With nearly 1, 700 square feet of living space, this 3-bedroom, 2-full bath residence is ideal for a starter home, second home, or retirement haven. Plantation shutters adorn most windows, while the washer/dryer and refrigerator are just a few years old. Enjoy envy-inducing lake views from your own backyard. Botanica Lakes is renowned as one of Southwest Florida's premier real estate communities, offering an unparalleled lifestyle and excellent value. Boasting over 100 acres of open space and natural preserves, as well as 32 acres of serene lakes, Botanica Lakes provides something for everyone. The HOA provides a plethora of services, including lawn and land maintenance, high-speed internet, basic cable, alarm monitoring, a 24-hour manned gate, and access to recreational facilities, ensuring a truly convenient and luxurious living experience.
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Our Executive Mortgage Banker:
Our Insurance Division:
$409,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,920 | $327,920 | $327,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $405 | $405 | $405 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,209 | $2,179 | $2,765 |
Total Monthly Payment | $2,689 | $2,659 | $3,245 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.