Brand NEW ROOF coming November, 2024 for this stunning home in Lakes of Mount Dora, a desirable, gated 55-plus community. Welcome to your dream retreat! This beautifully appointed modified Santa Maria floor plan features three bedrooms, two baths, an office that could be a fourth bedroom and a den, offering an abundance of space and comfort. As you enter, you’ll be captivated by the elegant formal dining room and the spacious living room, which showcases breathtaking water views through triple sliders that lead to an oversized screened porch, ideal for relaxing or entertaining. The lanai is pre-plumbed for an outdoor kitchen, enhancing your outdoor living experience. The primary bedroom is a sanctuary at 20-by-15 feet, boasting two large walk-in closets with custom built-ins. The luxurious primary bath includes an oversized handicap-accessible shower, dual vanity and a generous linen closet for all your storage needs. This home is equipped for convenience and peace of mind with a whole-home generator and two air-conditioning systems. The kitchen offers a large pantry along with a spacious 14-by-5-foot storage closet, providing ample space for all your essentials. The side entry, three-car garage features one bay designed as a separate, air-conditioned hobby room and workshop, ideal for your creative projects or your golf cart. In a vibrant 55-plus community, you’ll enjoy access to a stunning clubhouse, large resort-style and lap pool, fitness center, library and billiards room. All this is just minutes from the charming downtown area of Mount Dora, where shopping and dining await. If you are looking for the home of your dreams, don't miss out on this stunning beauty. From Peruvian silver light fixtures to crown molding and tray ceilings, plus more. Don’t miss out on this exceptional opportunity and schedule a showing today to experience the best of 55-plus living.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $703,920 | $703,920 | $703,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
Monthly Tax Payment | $451 | $451 | $451 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,566 | $4,507 | $6,180 |
Total Monthly Payment | $5,109 | $5,050 | $6,723 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.