The historic town of Stoddard, a center of glass manufacturing in the mid-nineteenth century, provides an attractive backdrop for this vintage cape. This charming circa 1830 home was originally built by the Granite Glass Company to house its employees. The home was relocated onto a new foundation in the 1990's, and updates include wiring, plumbing, roof, septic, FHA furnace, on-demand hot water heaters, central vac system and whole house generator. The ell was added in 2010, and features the primary bedroom with vaulted ceiling, ensuite bath, large walk-in closet, hot tub and propane stove for ambience! The ell basement features a 2 bay garage, and a plethora of workshop and storage space for all your handyman projects. All kitchen appliances have been recently upgraded, and washer/dryer are brand new. And there's more: Solar panels power the home (it is also connected to the grid), and the integrated system includes 2 Tesla storage batteries, and back-up whole house generator. This house boasts incredible storage, with an attached garage/barn featuring 2 additional parking bays, a loft above and easily accessed attic spaces. Note: Tax card references a 4-bedroom house. Stoddard NH is a stunning rural town nestled in the Monadnock region, featuring outdoor recreational activities on nearby Highland Lake, Granite Lake and Island Pond, the Pierce Reserve with over 6 miles of panoramic hiking trails, and the nationally known Stone Arch Bridge.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,800 | $360,800 | $360,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $441 | $441 | $441 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,431 | $2,398 | $3,043 |
Total Monthly Payment | $2,947 | $2,914 | $3,559 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.