GET READY TO FALL IN LOVE with a place you'll never want to leave! Never water or mow the lawn again! Enjoy the privacy and "elbow room" of a large quarter-acre lot that sets Siena Ridge apart. Entertain guests on the spacious 1, 560 sq ft lanai with conservation views and no rear neighbors. And that's just the beginning! This immaculate home with high-end upgrades throughout will be the last stop on your home-hunting journey. It features quartz countertops in the kitchen and baths, custom cabinetry throughout with under-cabinet lighting in the kitchen, a Rainsoft whole-house water filtration system, custom stacked-stone finished walls in the dining and primary BR, a finished garage that is any man's dream, a super-insulated garage door, and solar attic roof vents. One of the guest bedrooms features a murphy bed so that it can double as an office or craft room when not in use. It includes smart home programming for the ultimate in convenience. The partially-covered lanai offers an elegant outdoor kitchen with 2 refrigerators, grill and cooktop, granite countertops, two natural gas fire pits, a Jacuzzi spa that seats 8, a huge 70" TV for watching your favorite team, crank shades that lower for coolness and privacy, plenty of dining space, ceiling fans and beautiful bar lighting. The fully-fenced back yard features a 10' side gate and a 4x8 storage shed. The home is wired for a 9, 000 watt-capacity generator hookup for peace of mind. NEW ROOF 2023! Vinyl double-pane windows for energy efficiency are found throughout. And you'll love the artificial turf in the front and back yards that keep your property looking pristine year-round. Indoor and outdoor furniture, art and some decor also available separately. Easy access to Disney parks, just 4 miles from Lake Louisa State Park and the up-and-coming Wellness Way, and 5 miles from Orlando Health South Lake Hospital. Groceries are just one traffic light away. Come make this your ultimate Florida retreat!
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $212 | $212 | $212 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,039 | $2,924 | $3,711 |
Total Monthly Payment | $3,343 | $3,228 | $4,015 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.