This charming three-bedroom home in Hinesburg, Vermont, features two-and-a-half baths and a perfect blend of tranquility and convenience. With inviting curb appeal, spacious living areas, a modern kitchen, and a lush backyard, it’s ideal for creating lasting memories. Enhancements abound—solar power with a backup battery, fresh paint and flooring. The primary suite offers comfort, seclusion, and a sanctuary for rejuvenation. As you drift to sleep, let the soothing symphony of nature lull you from your shared expanse of five lush acres. As winter approaches, you may find yourself by the gas fireplace, enjoying its warmth, or stepping outside into the snowy landscape just beyond the back door. For a growing family or frequent guests, having two bedrooms plus a bonus room is beneficial. The bonus room can serve multiple purposes, such as a home office, playroom, or guest suite, adapting to changing needs. This arrangement enhances functionality and offers versatile living options.
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Our Executive Mortgage Banker:
Our Insurance Division:
$719,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $575,200 | $575,200 | $575,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.879% | 7.159% | 6.276% |
Monthly Tax Payment | $708 | $708 | $708 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,973 | $3,823 | $4,851 |
Total Monthly Payment | $4,773 | $4,623 | $5,651 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.