Step onsite to be welcomed by the stone patio area, breezeway lounge and warmed by the fireplaced, updated kitchen and foyer space as you enter the home. The first floor boasts a large bonus room (used as a 4th bedroom), a front to back living room warmed by a pellet stove with built in decor, a 3/4 bath, a laundry area and a beautiful front entryway. Venture upstairs to find a full bathroom complete with a jetted soaking tub and 3/4 shower, 3 large bedrooms, a spacious hallway area and a full walk-up attic entrance. The interior is complete with wide pine floors throughout and a full basement. The front of the property hosts a detached garage connected to huge, pellet stove heated garage (used as an entertaining space), 2 large front areas (used as a store) with two small office/storage rooms, another large space (used as a piano/sitting room) leading to upstairs storage. The side area is complete with huge stone patio area, firepit and a separate gazebo gathering spot for covered entertaining needs. This 3. 14-acre property is surrounded by woods giving ample privacy for any of your needs. Seller is taking all animals on site to their new home at closing.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $711,920 | $711,920 | $711,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $823 | $823 | $823 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,155 | $4,500 | $6,008 |
Total Monthly Payment | $5,070 | $5,415 | $6,923 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.