Charming residence situated in the Town of Claverack, nestled in the picturesque Columbia County, offering convenient access to Albany, Boston, and New York City. Experience the myriad attractions this region presents, such as the renowned Olde York Farm Distillery & Cooperage, the Mill at Green Hole, and the Columbia Golf and Country Club. The property is in close proximity to Hudson, NY, where one can explore the Olana State Historic Site, the Hudson Athens Lighthouse, the FASNY Museum of Firefighting, Lake Taghkanic State Park, Saugerties Lighthouse, High Falls, and Windham Mountain Club. The main level features the kitchen, living room, and dining room, with sliding glass doors that open to a newly refinished Trex deck overlooking the serene backyard stream. Upstairs, there are three bedrooms and a remodeled full bathroom, complete with a newly tiled shower. The unfinished basement provides ample storage space, along with a laundry and utility area that includes a ground-level walkout to a patio beneath the deck. Recent enhancements comprise a freshly painted exterior, a new patio and retaining wall, a remodeled bathroom, a re-planked deck with Trex decking, new quartz countertops in the kitchen, and repainting of all rooms. All utilities have been diligently maintained and serviced, including the septic system, which has recently been pumped. This is an exceptional opportunity to acquire your weekend getaway or year-round home. Additional Information: HeatingFuel: Oil Above Ground,
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Our Executive Mortgage Banker:
Our Insurance Division:
$319,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,920 | $255,920 | $255,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $354 | $354 | $354 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,724 | $1,701 | $2,158 |
Total Monthly Payment | $2,153 | $2,130 | $2,587 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.