14 South Street, #59, Danbury (Shelter Rock), CT, 06810 | $359,500

You'll just love living in this beautiful town home set in the great community of Southwoods. When first entering the foyer one can immediately appreciate how well maintained this home has been. On this level there is a den or office and laundry area all accented by laminate wood flooring and direct access to your own garage. The bright sunny Living Room makes for the perfect gathering place in this home with its gleaming engineered hardwood floors and a fireplace where you can enjoy those cool winter evenings. The formal dining room is just off the fully equipped kitchen, and both boast the engineered wood flooring. A pantry and newly updated half bath round off this level with Sliders leading to your private deck and your backyard garden area making the perfect way to start your day with a cup of coffee . The upper-level features two very large bedrooms while the Primary Bedroom has a walk-in closet. The Main bath has been updated to make this carefree home easy to maintain. Centrally located it makes for the perfect place for commuting and close to shopping while within minutes to downtown Bethel and their many restaurant choices.

Features

  • Town: Danbury
  • Parking: 1-car
  • Heating: Hot Air
  • Cooling: Central Air
  • Levels: 3
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: Lower Level
  • Complex: Southwoods
  • Year Built: 1994
  • Common Charge: $310 Monthly
  • Above Grade Approx. Sq. Feet: 1,650
  • Below Grade Approx. Sq. Feet: 240
  • Est. Taxes: $5,457
  • Lot Desc: N/A
  • Elem. School: Per Board of Ed
  • Middle School: Per Board of Ed
  • High School: Danbury
  • Pets Allowed: Yes
  • Pet Policy: 1 dog allowed
  • Appliances: Electric Range,Microwave,Refrigerator,Dishwasher
  • MLS#: 24055176
  • Days on Market: 23 days
  • Buyer Broker Compensation: 2.50%
  • Website: https://www.raveis.com
    /raveis/24055176/14southstreet_danbury_ct?source=qrflyer
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Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Engineered Wood Floor14.3 x 15.3Upper
Dining Room Engineered Wood Floor11.3 x 13.3Main
Kitchen Island,Pantry,Sliders,Engineered Wood Floor10.0 x 11.1Main
Living Room Fireplace,Engineered Wood Floor13.9 x 14.1Main
Primary Bedroom Engineered Wood Floor15.6 x 13.8Upper
Rec/Play Room Laminate Floor14.0 x 11.0Lower

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Connie StraitSales Associate

203.948.4906

Connie.Strait@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Matthew DeMariaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 147983

845.290.3871

Matthew.DeMaria@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Gene RahillyInsurance Sales Director, William Raveis Insurance

917.494.9386

Gene.Rahilly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

14 South Street, #59, Danbury (Shelter Rock), CT, 06810

$359,500

Connie Strait

Sales Associate

William Raveis Real Estate

Phone: 203.948.4906

Connie.Strait@raveis.com

Matthew DeMaria

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 845.290.3871

Matthew.DeMaria@raveis.com

NMLS Mortgage Loan Originator ID 147983

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $287,600 $287,600 $287,600
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $455 $455 $455
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,913 $1,911 $2,466
Total Monthly Payment $2,443 $2,441 $2,996

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.