Fantastic location and not in flood zone! This residence did not have any damage from storms Helene or Milton. Imagine living in walking distance to thriving downtown St. Petersburg in one of the most quintessential neighborhoods, Old Northeast. Featured in the 2022 Old NE Candlelight tour of homes on a brick street, corner lot, non-flood zone, this classic, completely updated two-story bungalow offers the ideal blend of downtown living in a charming, desired residential neighborhood. Lovingly restored by its owner, the historic integrity has been respected throughout the interior of the residence while providing modern amenities. Take in the lush tropical gardens from your porch swing and the new Trax front porch ideal for morning and evening delights. Through the front door, one will be captivated by beamed ceilings, beautifully restored original windows and original unique-pattern Cuban tile highlighting the wood burning fireplace. Gleaming hardwood floors refinished by Heritage Hardwood create a warm ambiance that welcomes you. Custom-designed exterior doors, solid wood four-panel interior doors with oiled bronze hardware, and custom pull-down blinds highlight the quality and pride of the home’s recent renovation. This four-bedroom two-bath home allows you the choice of having a primary bedroom en suite on the first floor, unusual for a period home. This room is being utilized as a media and den. Proceeding upstairs there are four rooms. One is a large primary bedroom, a renovated hall bath, guest bedroom, home office and craft room. This desirable layout offers you flexibility to fit your lifestyle needs. Enjoy north and west views from the renovated private balcony. The laundry is placed on the second floor for convenience. The kitchen offers a chef’s delight with Whirlpool stainless steel appliances, soft-close maple cabinets, and a unique backsplash with decorative tiles. A one-of-a-kind center island and an original period light adoring above it will certainly be a conversation starter. Step from the kitchen out to the backyard patio and one is greeted with a large paver patio space and an outdoor grill kitchen, ideal for dining alfresco. Enjoy a relaxing dip into the hot tub at the south end of the patio. The backyard offers low maintenance, Florida-friendly landscaping and privacy. The detached one-car garage and parking pad provide you with additional off-street parking not common in the neighborhood. There is additional storage in the main home attic that has stand-up space and interior light. Additional major replacements include a new roof in 2022, HVAC in 2020, UV filter in 2022, plumbing in 2021, tankless water heater in 2023, electrical in 2020 and added insulation in 2023 for energy efficiency. New ceiling fans and lighting have been thoughtfully added while keeping to the style of the home. California custom closets throughout the home offer ample storage. A fan favorite on the 2022 Old NE Candlelight Tour of homes, this residence exemplifies pride in home ownership in a classic walkable neighborhood to your favorite dining, coffee shop and parks. Ask advisor for link to video.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $980,000 | $980,000 | $980,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.343% | 6.851% | 6.704% |
Monthly Tax Payment | $1,020 | $1,020 | $1,020 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,275 | $6,356 | $8,537 |
Total Monthly Payment | $7,420 | $7,501 | $9,682 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.