Charming Safety Harbor! Located on a serene cul-de-sac in the desirable Huntington Trails neighborhood, this exquisite property features privacy and waterfront views. Enter the property through double front doors into the large living room/dining room combo that overlooks the beautiful backyard. The primary bedroom features French doors to the patio, two closets and an updated bathroom with double sinks, garden tub and separate shower. The heart of the home lies in its spacious kitchen, where built in appliances, granite countertops, a wine refrigerator, walk in pantry and large island create an ideal blend of functionality and style. Perfect for gourmet cooking and entertaining. The kitchen overlooks the family room with fireplace and a full wall of sliders leading outside. The covered and screened lanai is oversized and features ceiling fans, pavers and an outdoor kitchenette. A special outdoor space has been created with Florida friendly landscaping and gardens designed for easy maintenance. Fully fenced on one side for the pets and beautiful pond views across the entire yard to enjoy. The split floorplan is perfect for families or those needing a dedicated office space. Hurricane impact windows, exterior doors and garage door! Additional highlights include porcelain tile throughout, new baseboards, large laundry room with new sink/vanity, new fixtures, fresh paint, sprinkler system, electric car outlet and smart features. Every detail of this home has been thoughtfully considered and it shows! Truly move in ready!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $646,200 | $646,200 | $646,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $315 | $315 | $315 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,191 | $4,138 | $5,366 |
Total Monthly Payment | $4,598 | $4,545 | $5,773 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.