2092 La Palma AVENUE E, Port Charlotte, FL, 33953 | $429,900

Charming Villa Milano Home – Your Florida Oasis Awaits!
Welcome to Villa Milano! This beautiful 4-bedroom, 2-bath home features many upgrades with an inviting open-concept layout, perfect for relaxation and entertainment. The spacious living and dining areas are enhanced by elegant crown molding and stylish plank tile floors.
The gourmet kitchen boasts a large island, ideal for gatherings, while the primary bedroom offers a tranquil retreat with a spacious walk-in closet and a luxurious en-suite bath. Enjoy the comforts of plantation shutters, ceiling fans, Wi-Fi thermostat and Blue Light Air Purifier throughout the home.
Step outside to your expansive lanai, complete with patio pavers, a soothing saltwater hot tub, and a TV for ultimate outdoor enjoyment. The fenced yard is perfect for pets or outdoor activities.
Additional features include a two-car garage with a convenient garage door screen, a comprehensive security system, irrigation, landscape lighting, and accordion hurricane shutters. With gutters and downspouts for added convenience, this home is both functional and stylish. One (1) Year Home Warranty included.
Located close to shopping, dining, the local mall, and the Tampa Bay spring training stadium, you’ll enjoy the best of Florida living right at your doorstep. With low HOA fees and no CDD, along with access to a sparkling community pool, this charming abode is the perfect place to call home!
Don’t miss out on this exceptional opportunity—schedule your showing today!

Features

  • Amenities: Maintenance, Pool
  • Rooms: 10
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Style: Contemporary, Ranch
  • Year Built: 2017
  • Garage: 2-car Driveway, Garage Door Opener, On Street, Workshop in Garage
  • Heating: Central, Electric
  • Cooling: Central Air, Humidity Control
  • Approx Sq. Feet: 2,161
  • Acreage: 0.15
  • Est. Taxes: $3,682
  • HOA Fee: $113 Monthly
  • Lot Desc: Flood Insurance Required, FloodZone, Landscaped, Sidewalk
  • Elem. School: Liberty Elementary
  • Middle School: Murdock Middle
  • High School: Port Charlotte High
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • MLS#: C7499396
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /prop/C7499396/2092lapalmaavenuee_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/26/2024 1:36:33 AM)
Listing courtesy of FINE PROPERTIES   Phone: 941-782-0000

William Raveis Family of Services

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Customer Service

888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2092 La Palma AVENUE E, Port Charlotte, FL, 33953

$429,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $343,920 $343,920 $343,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.055% 6.256%
Monthly Tax Payment $307 $307 $307
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,288 $2,259 $2,900
Total Monthly Payment $2,670 $2,641 $3,282

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.