1313 3rd Street CIRCLE E, Palmetto, FL, 34221 | $675,000

Under contract-accepting backup offers. PRICE IMPROVEMENT for outstanding townhome with boat-dock. Sunrise to sunset water-views, & no damage from the storms. Quick close – celebrate the holidays in your new Florida home.

Enjoy breathtaking panoramic views of the Manatee River from every level of this luxurious townhome, featuring over 2, 800 square feet of beautifully designed living space and over 3, 600 total square feet. Watch manatees and dolphins from the comfort of home—even from your shower! Your own PRIVATE BOAT SLIP (#36) at the Peninsula Marina accommodates vessels up to 44 feet, offering quick access to Tampa Bay and the Gulf. Located within Riviera Dunes Marina, recognized as a “SAFE HARBOR” (arguably the #1 hurricane-rated harbor on the Florida Gulf Coast). The home is secure with CUSTOM HIGH-END STORM SHUTTERS (aluminum roll-downs & polycarbonate panels) and a NATURAL-GAS POWERED 22KW Generac generator that activates automatically during power interruptions, ensuring comfort and peace of mind.

This townhome boasts MODERN SMART HOME features, including a smart garage door, thermostat, and two-car garage with overhead storage. On the ground floor, a versatile MOTHER-IN-LAW SUITE or “flex space” offers a full bath, ample living space, and private patio equipped with a therapeutic hot tub (included), ideal for guests or family. A PRIVATE OFFICE with HIGH-SPEED INTERNET makes remote work seamless, while each level has a balcony or patio for incredible sunrises, sunsets, and holiday fireworks.

Set in the GATED Riviera Dunes Community, this home provides easy access to Sarasota, Bradenton, Tampa, and major airports. The Hammocks HOA covers extensive services, including exterior hazard and FEMA flood insurance, cable, high-speed internet, exterior painting, roof maintenance, landscaping, ADT security monitoring, fire sprinklers, termite bond, and property management, letting you relax and enjoy. The community amenities are exceptional, with TWO POOLS, a fitness center/clubhouse available for private parties, TENNIS and PICKLEBALL Courts, and a nature walk. Don’t miss this opportunity to live in a riverfront paradise with unparalleled views and unmatched convenience!

Features

  • Elevator: Y
  • Amenities: Cable TV, Clubhouse, Fitness Center, Gated, Maintenance, Pickleball Court(s), Pool, Recreation Facilities, Security, Tennis Court(s), Trail(s)
  • Rooms: 14
  • Bedrooms: 4
  • Baths: 4 full
  • Laundry: Electric Dryer Hookup, Laundry Room, Upper Level, Washer Hookup
  • Style: Mediterranean
  • Year Built: 2005
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Electric, Natural Gas
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 2,848
  • Acreage: 0.05
  • Est. Taxes: $4,639
  • HOA Fee: $2,193 Quarterly
  • Lot Desc: Greenbelt, Landscaped, Near Marina, Sidewalk
  • View: Park/Greenbelt, Trees/Woods, Water
  • Elem. School: James Tillman Elementary
  • Middle School: Lincoln Middle
  • High School: Palmetto High
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7498852
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /prop/C7498852/13133rdstreetcirclee_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 2:54:08 AM)
Listing courtesy of ALLISON JAMES ESTATES & HOMES   Phone: 941-500-4922

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1313 3rd Street CIRCLE E, Palmetto, FL, 34221

$675,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $540,000 $540,000 $540,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $387 $387 $387
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,638 $3,589 $4,554
Total Monthly Payment $4,117 $4,068 $5,033

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.