One or more photos has been virtually staged. Custom Alston model with pool and raised spa by ISSA Homes, located in the 55+ gated community of Victoria Gardens/Cresswind. This stunning pool home sits on a conservation lot, offering complete privacy with no rear neighbors. From the moment you arrive, expect to be impressed by the attention to detail, including coffered ceilings, crown molding, a leaded glass front entry door, 8-foot-high interior doorways, recessed lighting, and wood floors.
The gourmet kitchen features 42-inch cabinets with crown molding, stainless steel appliances, a gas stove, granite countertops, a kitchen island, and a closet pantry. Enjoy casual meals in the breakfast nook with a built-in window seat overlooking your screened 26' x 13' heated pool/spa and the natural preserve. For special occasions, entertain in the formal dining room.
The 20' x 16' great room is the heart of the home, featuring 12-foot sliders that open to a magnificent 34' x 26' screened patio area. The owner's suite has a double door arched entry, a coffered ceiling, large walk-in closets, and views of the pool area. The master bath includes separate his-and-her vanities, a large soaking garden tub, and a spacious walk-in shower. The utility room features a laundry tub.
This home also boasts new gutters (2024), a newer roof (2022), and new hurricane-impact windows (2023). Victoria Gardens residents have access to a newly renovated private clubhouse just around the corner, with amenities including a heated resort-style pool, fitness center, jacuzzi, ballroom, billiards room, restaurant and bar, craft room, library, game rooms, lighted tennis and pickleball courts, and miles of nature trails. The HOA covers full lawn care, high-speed internet, HD cable TV, irrigation for the lawn, and two gated entrances. The public 18-hole golf course is just across the street.
Your new home is located minutes from downtown DeLand, restaurants, shopping, and more. Call today to schedule your private tour!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $397 | $397 | $397 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,901 | $2,791 | $3,542 |
Total Monthly Payment | $3,390 | $3,280 | $4,031 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.