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14 Kirk Avenue, Islip (Ronkonkoma), NY, 11779 | $650,000
Welcome to 14 Kirk Avenue nestled within the sought after Connetquot School District and set on a spacious . 46-acre oasis! This beautiful, move-in ready 3 bed/3 bath ranch offers potential for mother/daughter living with proper permits. Arrive to instant curb appeal featuring a 3-car wide driveway with a paver apron, mature landscaping, charming stone accents and a cozy front porch. Step inside to discover an entry foyer with coat closet leading to a bright and airy living room with vaulted ceilings, recessed lighting, and a large bay window. The open floor plan flows seamlessly into a formal dining area with sliders that open to the expansive back deck. The updated EIK boasts a breakfast peninsula, granite countertops, and gas cooking-perfect for everyday meals and entertaining. The primary en-suite includes a renovated full bath with walk-in shower, HW floors and crown molding. Two additional bedrooms and another full bath round out the first floor. Convenient access to a 1-car garage with workspace. The full basement offers additional living space with an OSE, making it ideal for extended family or guests. Step outside to your private retreat-an entertainer's paradise complete with a large deck, paver patio, fully fenced-in in-ground free form pool with new heater and pump, and plenty of room for relaxation or gathering with friends and family. Additional features include CAC, 12 zone IGS, 2 sheds for outdoor storage, PVC fencing, generator plug with transfer panel, Andersen windows throughout, pull-down stairs for attic storage, and new gutters! This home truly has it all, combining comfort, style, and the perfect outdoor space. Don't miss the opportunity to make it yours!
Features
- Town: Islip
- Rooms: 7
- Bedrooms: 3
- Baths: 3 full
- Style: Ranch
- Year Built: 1963
- Garage: 1-car Attached
- Heating: Oil, Baseboard, Hot Water
- Cooling: Central Air
- Basement: Finished, Full, Walk-Out Access
- Acreage: 0.46
- Est. Taxes: $12,652
- Lot Desc: Level, Near Public Transit, Private
- Elem. School: Cherokee Street Elementary School
- Middle School: Ronkonkoma Middle School
- High School: Connetquot High School
- School District: Connetquot
- Pool: In Ground
- MLS#: 3588259
- Days on Market: 16 days
- Website: https://www.raveis.com
/prop/3588259/14kirkavenue_islip_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
14 Kirk Avenue, Islip (Ronkonkoma), NY, 11779
$650,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $1,054 | $1,054 | $1,054 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,460 | $3,456 | $4,385 |
| Total Monthly Payment | $4,606 | $4,602 | $5,531 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535