Discover your dream home, a stunning 4-bedroom, 2-bathroom colonial that radiates comfort & style. This beautifully updated residence is the epitome of turn-key living, boasting bright, open spaces & modern amenities, ideal for 1st-time buyers or commuters looking for convenience without sacrificing charm. Step into an updated kitchen with sleek granite countertops and SS appliances, perfect for culinary adventures. The living room invites relaxation with a cozy wood-burning stove, & the adjacent office/den provides a quiet retreat for work or reading. Elegant meals await in the formal dining room, while the fabulous rear sunporch offers serene tree-top views of Yonkers. The upper level reveals 3 sizable bedrooms, a hall bathroom, & a covered deck for outdoor enjoyment. The full, legally finished lower level with its own entrance features a family room, extra bedroom, bathroom, recreation space, storage, & laundry - a versatile area for guests or family. Nestled on a peaceful street, in close proximity to the Metro North, buses, shopping, dining, & major highways. This impeccable home is a commuter's haven that's sure to captivate. Don't miss the chance to make it yours!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$619,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,200 | $495,200 | $495,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $659 | $659 | $659 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,420 | $3,291 | $4,176 |
Total Monthly Payment | $4,171 | $4,042 | $4,927 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.