This house is a GEM. DEEP WATER dock and ocean access; boat lift capacity max weight 12, 000 lbs. Nice and quiet neighborhood. Freshly painted inside and outside. Brand new refrigerator, dishwasher, microwave, 1st floor kitchen faucet. Bathrooms are remodeled. Dual shower heads. First floor is remodeled (porcelain). Master bedroom is on the 1st floor. Second floor was built around 2006. Large balcony on the 2nd floor to enjoy the amazing view. 2nd floor is spacious. 2nd floor has a large room with a kitchenette and 2 beds and 1 bathroom. Food garbage disposal on the 2nd floor. Boat lift and dock 2020; patio concrete slab 2020. A/C1st floor 2019; A/C in 2nd floor has a replaced outside unit (2020). Washer and dryer 2020. Granite counter tops. Extra storage under the stairs. SFH (half dupl
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$1,300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,040,000 | $1,040,000 | $1,040,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.343% | 6.864% | 6.725% |
Monthly Tax Payment | $806 | $806 | $806 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,659 | $6,745 | $9,060 |
Total Monthly Payment | $7,590 | $7,676 | $9,991 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.