This spectacular home is a boater’s dream – just minutes to the open water of Charlotte Harbor! This FULLY FURNISHED sailboat waterfront pool home with 3 bedrooms and 2 baths has direct access to beautiful Charlotte Harbor and then on to the blue waters of the Gulf of Mexico. Bring your boat and other watercraft. There’s a new 27, 000 lb boat lift, concrete dock, city maintained concrete seawall, and 89 feet of water frontage on the Blue Fish Lagoon with turning basin at other end. There’s plenty of room for family and friends with almost 1800 square feet of living space, living, dining, spacious kitchen, and 400+ sf brick paved lanai with cedar ceiling overlooking the beautiful PebbleTech heated lap pool and wide waterway. Wide pocket sliders in the living area allow the outdoors to become an extension of your indoors with the main living area leading out to your lanai and pool area with extended brick paved pool deck. Tasteful appointments include new decorator light and fan fixtures, recessed lighting, color accent walls with crown molding, blinds throughout, and wood plank luxury vinyl flooring in bedrooms. The kitchen is a culinary enthusiast’s dream boasting closet pantry, stainless appliances, casual dining area, and decorative tray ceiling with crown molding and recessed lighting. Plus, the pass through window to the lanai makes for easy entertaining. The casual dining area has view of pool and waterway. A great spot to enjoy your morning coffee. Retreat to your master suite with wood plank tile flooring, walk in closet, en suite bath with his and hers sinks, and pocket sliders leading to the lanai and pool area. Two other bedrooms on the other side of the home will provide privacy for you and your guests. The lanai with decorative cedar ceiling and brick pavers will be your favorite spot to relax or laze in your heated pool enjoying the view of the beautiful waterway. Other key features include storm shutters and hurricane code garage door for peace of mind during inclement weather, irrigation system, fresh interior paint, new closet shelving, new landscaping, and public water and sewer service for convenience and reliability. And, good news!. No flood damage from recent storms. Plus, the dedicated laundry room is equipped with washer & dryer, utility sink, and pantry for extra storage space. Side load garage is oversized with room for workshop and storage. Beautiful curb appeal with Bahama shutters, decorative landscape rock, mature palms, and flowering shrubs. Proximity to local beaches, dining, shopping, and golf courses makes this property ideal for the Florida lifestyle. Also, easy access to waterfront public parks with bike and walking trails and picnic areas, and boat ramps providing access to many waterways, beautiful Charlotte Harbor, and the Gulf of Mexico. Lots to do in the area including kayaking, pickleball at the Punta Gorda Pickleplex, municipal marinas and playgrounds, local YMCA, public tennis courts, nature preserves, and wildlife sanctuary, farmer’s market, and the list goes on! Historic downtown Punta Gorda and popular Fishermen’s Village with quaint shops and cafes nearby. And quick access to Interstate 75 with Naples and Fort Myers to the South and Sarasota and Tampa to the North. Quiet waterfront community, yet all amenities and conveniences nearby. So grab your clothes and toothbrush and move right in and start enjoying your piece of Florida paradise!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $999 | $999 | $999 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,042 | $3,988 | $5,060 |
Total Monthly Payment | $5,133 | $5,079 | $6,151 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.