This super cute ranch-style home in Vernon offers a perfect blend of comfort and style. With public utilities, hardwood flooring throughout the main level and mini split systems, this home is both cozy and modern. The open-concept living area is ideal for entertaining, featuring a large window in the living room that lets in plenty of natural light, and a fireplace that creates a warm, inviting space. The eat-in kitchen was updated in 2020 with stainless steel appliances, quartz countertops, and a generously sized island, perfect for meal prep and casual dining. This home offers 2 spacious bedrooms and 2 full bathrooms. The fully finished basement with a walk-out is a game-changer, providing extra living space with the potential for a 3rd bedroom. Step outside to enjoy the deck that overlooks the level . 41-acre lot, a great space for outdoor relaxation and activities. The spacious 2 car garage provides additional storage and secured parking. Located in a great location with easy access to I-84, this home is a must-see!
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Eat-In Kitchen | Quartz Counters,Island,Hardwood Floor | Main |
Full Bath | Tub w/Shower,Tile Floor | Main |
Full Bath | Stall Shower,Tile Floor | Lower |
Great Room | Wall/Wall Carpet | Lower |
Living Room | Fireplace,Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,920 | $207,920 | $207,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $399 | $399 | $399 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,383 | $1,382 | $1,753 |
Total Monthly Payment | $1,857 | $1,856 | $2,227 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.