This charming split-level home offers a commuter's dream location, just minutes from the Taconic Parkway and close to both Peekskill and Croton Falls train stations, ideal for those traveling to the city or nearby towns. The layout is perfect for gatherings, featuring an extra-large dining room, a living room with vaulted ceilings, and a cozy brick fireplace that adds character and warmth. Hardwood floors lie beneath the carpet, ready to be uncovered and polished. The backyard is level and private, great for outdoor entertaining. Additional highlights include an above-ground oil tank, town water and sewer services, and plenty of potential to make this home truly your own. With schools, parks, and shopping nearby, it's a wonderful opportunity to blend convenience with comfort. Come and see this home before it goes! Additional Information: Amenities: Storage, HeatingFuel: Oil Above Ground, ParkingFeatures: 1 Car Attached, Flooring: Carpet,
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$539,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,200 | $431,200 | $431,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,070 | $1,070 | $1,070 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,869 | $2,866 | $3,636 |
Total Monthly Payment | $4,031 | $4,028 | $4,798 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.