818 Concord Avenue, St. Johnsbury, VT, 05819 | $273,900

This charming home, built in 1900, stands on a generous 0. 49 +/- acre in-town lot for convenience to shops and restaurants. The exterior features classic architectural details common to homes from the early 20th century including a steeply pitched roof and a covered front porch, perfect for enjoying quiet mornings. Inside, you are greeted by a large mudroom/laundry room just off the kitchen which could be opened from its current galley style into a larger kitchen if you’d like, taking space from the current breakfast nook. Formal dining located just off the kitchen is great for hosting holiday dinners. The den area could be an in-home office if needed and there is a large living room on the main level as well. Enclosed sunroom off the side of the house is beautiful added space to enjoy and a ½ bath rounds out the first floor. The home offers four cozy bedrooms on the second level, each with its own unique character, including beautiful woodwork, wood floors, and high ceilings that add a sense of spaciousness. The full bath is quite large and continues to have vintage vibes. Plenty of storage space in the attic area which is accessed through one of the bedrooms – this could be room for expansion and a project to finish on the 3rd level! Outside, the yard provides plenty of room for gardening, outdoor activities, or simply soaking in the sun. The detached garage with additional parking is a great bonus! Come see the possibilities for yourself! *Boiler needs to be replaced. *

Features

  • Rooms: 13
  • Bedrooms: 4
  • Baths: 1 full / 1 half
  • Style: Other
  • Year Built: 1900
  • Garage: 1-car Garage
  • Heating: Radiator,Steam
  • Cooling: None
  • Basement: Concrete,Full
  • Approx Sq. Feet: 2,299
  • Acreage: 0.49
  • Est. Taxes: $5,031
  • Lot Desc: City Lot
  • Elem. School: St. Johnsbury Schools
  • Middle School: St. Johnsbury Schools
  • School District: St. Johnsbury School District
  • MLS#: 5020492
  • Website: https://www.raveis.com
    /prop/5020492/818concordavenue_stjohnsbury_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 10/30/2024
Listing courtesy of Badger Peabody & Smith Realty/Littleton   Phone: 603-444-1294
Listing Agent: Nikki Barrett

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

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818 Concord Avenue, St. Johnsbury, VT, 05819

$273,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $219,120 $219,120 $219,120
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.708% 7.133% 6.256%
Monthly Tax Payment $419 $419 $419
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,513 $1,456 $1,848
Total Monthly Payment $2,007 $1,950 $2,342

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.