Located in the much-desired Mallard Pond neighborhood, this lovely single story offers you the thrill of enjoying nature in your own backyard — between the peaceful pond and majestic oak tree, you'll be delighted to have visits from various types of birds and ducks. This four-bedroom home has boasts upgraded flooring (marble, ceramic, and wood laminate), as well as granite countertops in the kitchen and spacious bathrooms. The oversized great room (or living room/dining room combination), the family room, and primary bedroom have an abundance of windows that fill the house with natural light. The kitchen features an island, dinette area, and a beautiful water view. A newer roof and air compressor will bring you peace of mind and the home has been freshly painted inside. You can take a walk to the community playground and even to the grocery store, shops, and restaurants. Medical City, Lake Nona, and the Orlando International Airport are a short drive away and, since you are moments away from major highways, you can enjoy easy access to Disney, Universal, and the beautiful Florida beaches. 3428 Perching Road in Saint Cloud, Florida is a wonderful place to call home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$353,624
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $282,899 | $282,899 | $282,899 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $390 | $390 | $390 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,954 | $1,906 | $2,406 |
Total Monthly Payment | $2,419 | $2,371 | $2,871 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.