GROUND FLOOR condominium in one of the ends budlings of the complex, the third from the north end of the building, features FRONT SCREENED PORCH, 2-bedrooms, 2 bathrooms, DOUBLE-PANE WINDOWS in spacious FL room, the same floor level with no step down from kitchen to FL room, CENTRAL AC AND HEATING (2015), OPEN PATIO in the back, updated ELECTRICAL PANEL, GFCI OUTLETS in kitchen and both bathrooms, and DRYER ELECTRICAL outlet in FL room ( both WASHER AND DRYER could convey). If you are transitioning from a house
to a condo, this condominium might charm you with more PRIVACY in this last building that is not facing another Buidling. Furniture can be negotiable. There is no land lease or land lease fee; just one fee to the association and that monthly fee to the association includes CABLE, INTERNET, Wi-fi, water, sewer, trash removal, maintenance of the exterior common elements, and insurance of the building exterior while buyer is advised to get insurance for interior. The building is in X zone that is presently NON-EVACTUATION zone and does not require flood Insurance to be paid by the association; while most of the other buildings in Paradise Section are in ae flood zone, this building is not. This PET-FRIENDLY complex located in Kenneth City is within the north-west part of St. Petersburg. Approximately 7 miles away from each Madeira Beach and St Pete Beach, this complex is located about 4 blocks east from Clearview Oaks Management Condominium Association's shuffleboard court and a clubhouse with a library, a pool-table, and a piano.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $140,000 | $140,000 | $140,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $133 | $133 | $133 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $943 | $930 | $1,181 |
Total Monthly Payment | $1,151 | $1,138 | $1,389 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.