This home has never flooded from Helene or Milton and is located in a NON FLOOD and NONE EVACUATION ZONE! You’ll love this charming home located in the heart of St. Petersburg! This 3 bedroom 1 bathroom single family home is a must see! The generous living room connects to the kitchen, perfect for entertaining. Just off the kitchen, you’ll find a convenient laundry suite and mudroom that leads to the patio and backyard. Natural light fills every room, creating a bright and welcoming atmosphere. The bathroom features a modern vanity, while the bedrooms are comfortable and spacious. The third bedroom is versatile—ideal for an office, fitness room, craft space, or whatever you need. Outside, there’s a 10x15 steel shed on a concrete pad, offering useful storage or the potential for a backyard kitchen or entertaining space, along with a smaller shed. The property also includes a two-car carport and a new roof, adding to its appeal. This home offers a prime location in St. Petersburg, just a block from the beloved Mazzaro’s Italian Market, where you can enjoy gourmet foods and local specialties. You'll find easy access to I-275 for convenient commuting, with Tampa just 30 minutes away. The nearby shopping corridor features Home Depot, Lowe’s, and Sam’s Club, and a variety of restaurants and grocery stores. Plus, the beautiful beaches are also only 20 minutes away, making this a fantastic spot for both convenience and vibrant community living!
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $374 | $374 | $374 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,728 | $2,193 |
Total Monthly Payment | $2,179 | $2,177 | $2,642 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.