This centrally located gambrel style home is nicely sited on 7. 5 acres with lovely pastoral views of the local countryside. It’s easy to envision stepping back from the busyness of life to enjoy the rock walls, fenced in beds and natural rock fire pit under the shade of the mature twin maples, or simply sitting on the covered porch taking in the views. A large two story barn with licensed commercial kitchen provide useful space for hobbies or commercial ventures. Enter through a large mud room that leads into a country style kitchen fitted with butcher block countertops and solid wood cabinetry. The wood floored dining room accompanied by wood stove ambience and built-in china cabinet flows into the spacious living room- all bathed in natural light. Two bedrooms and half bath on second level boast more wood floors, each window overlooks the surrounding fields. The full concrete floor basement walks out to the awaiting landscape. Fenced garden space and lush field/pasture are complemented by a stand of woods leading to a babbling brook. The large two story barn includes four animal stalls and a hayloft with extra room for added storage. The attached outbuildings include a recently built insulated workshop and an adjoining licensed commercial kitchen with septic. Surrounded by a serene setting of adjacent lush farmland with outdoor recreational opportunities. Located just 1 mile off of Rt 2, equidistant to Montpelier or St. Johnsbury. Burlington within one hour.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $471 | $471 | $471 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,622 | $3,342 |
Total Monthly Payment | $3,202 | $3,168 | $3,888 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.