Versatile 4-bedroom Colonial with 1 bedroom In-Law Suite, nestled in a highly desirable neighborhood of Pelham, this home offers the perfect blend of charm and modern amenities. The main house welcomes you with an inviting layout, including spacious living areas that flow seamlessly from one room to the next. The third-floor bonus room, located off the primary bedroom, is perfect for creating a private oasis—whether as a home office, hobby space, or a workout room. Recent updates include a NEWER oil tank, and a NEW pool liner to keep your outdoor space in top shape for years to come. The in-law apartment is a standout feature, offering privacy and independence with its own separate driveway and entrance. Designed with ease of access in mind, the apartment features no stairs, large windows that flood the space with natural light, and a cozy patio for relaxing outdoors. Whether you need space for extended family or long-term guests, the in-law suite provides the perfect solution while maintaining a sense of connection to the main home. Outside, you’ll find your personal retreat in the in-ground heated pool, completely fenced for safety. The pool area is surrounded by a large patio, ideal for hosting summer barbecues, lounging in the sun, or simply enjoying a quiet evening under the stars. The home includes a full irrigation system, making it easy to maintain a lush, green lawn. Located just minutes from local schools, shopping, and Rt 93 and 495 access.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $941 | $941 | $941 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,042 | $3,988 | $5,060 |
Total Monthly Payment | $5,075 | $5,021 | $6,093 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.