Nestled in the sought-after Gulf Harbor neighborhood and west of 41, this charming two-story home embodies the spirit of Old Florida, offering a rare combination of nostalgia and modern convenience. This hidden gem provides not only prime proximity to the vibrant Naples community but also direct canal access to the Gulf, making it a true paradise for water enthusiasts and sunset lovers alike. The home is designed with a spacious screened balcony that stretches across the length of the second floor, showcasing sweeping south and west canal views—the perfect spot to enjoy Naples' iconic sunsets. The main floor offers a comfortable layout with two spacious bedrooms and two baths, while the first floor boasts a spacious 2-car garage, and versatile storage space in access of 700 sq ft! First floor did get some water in from the last storm, but main floor is high and dry! With the unmistakable vibe of the Florida Keys, this charming enclave offers a perfect blend of privacy and camaraderie, where neighbors share an appreciation for both a welcoming spirit and a quiet, safe environment. Here, it's always "5 o'clock somewhere"—an invitation to enjoy the day at your own pace, whether that means a relaxed afternoon by the canal, a friendly chat with neighbors, or simply savoring the Gulf breeze. In this nostalgic neighborhood reminiscent of yesteryear, the sense of community is alive and well. Gulf Harbor has that rare, timeless charm that’s harder to find these days, a place where simplicity and serenity prevail. The community itself offers unique amenities, including a picnic area perfect for gathering with friends and family, as well as a dedicated kayak and paddleboard launch for seamless access to the water. Whether you’re an avid boater or just looking for occasional adventures on the water, Gulf Harbor offers unmatched convenience with all the facilities and support you need nearby, including the Tarpon Cove Yacht and Racquet Club and the Cocohachee River Marina just a mile away.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $137 | $137 | $137 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,862 | $3,767 | $4,757 |
Total Monthly Payment | $4,091 | $3,996 | $4,986 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.