Waterfront POND lot with stunning water views! This one of a kind 2-bedroom plus den, 2-bath, 2-car garage villa has 1, 747 sqft of living space and is tucked away in the premier GATED 55+ community of Valencia Lakes. Spend your time relaxing, sipping your morning coffee, and taking in the uninterrupted pond views and wildlife from the screened-in lanai. The glass sliders perfectly connect the lanai and living room, creating an ideal setting for year-round indoor/outdoor living. Upon arrival, you are greeted by a perfectly manicured lawn with updated curbing around the landscape and walkway leading to the front screened-in entryway. The home is full of upgrades throughout including crown molding, chair rail molding, plantation shutters, epoxy flooring in the garage, hanging garage storage racks, upgraded fans and lighting throughout and SO MUCH MORE! The open concept boasts a desirable layout between the kitchen, attached breakfast nook, dining room, and living room. The kitchen features plenty of cabinet space, upgraded quartz countertops with large breakfast bar, stainless steel appliances including an upgraded refrigerator, recessed lighting, and an attached breakfast nook. The dining room is complete with a custom wall mirror and opens to the living room. Double door entry leads to the den/office which can easily be used as a 3rd bedroom. The primary retreat has 2 spacious walk-in closets and ensuite bathroom with separate dual Quartz countertop vanities and walk-in glass shower with floor-to-ceiling tile, niche, and corner bench seating. The split bedroom layout offers privacy for the secondary bedroom which is located towards the front of the home with the nearby remaining full bath and the laundry room. Valencia Lakes has endless amenities including a 40, 000sqft clubhouse, bistro, resort-style pool, lap pool, 24/7 fitness center, card rooms, yoga/exercise rooms, billiards, ceramic art studio, tennis courts, pickelball courts, bocce ball, and walking paths. Right in the heart of Wimauma, you are centrally located to hospitals & health providers, shopping, dining, and I-75 for easy access to downtown Tampa, Tampa International Airport, and top-rated beaches.
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Our Executive Mortgage Banker:
Our Insurance Division:
$389,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $310 | $310 | $310 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,149 | $2,068 | $2,624 |
Total Monthly Payment | $2,534 | $2,453 | $3,009 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.