Tastefully remodeled coastal chic home in desirable Leeward Landing of Neptune Beach. This light and bright home features updates galore that created the perfect balance to this eclectic but modern beach house. Spend your mornings preparing for your day sipping coffee on your heated and cooled Florida room as the natural light pours in. Spend your evenings relaxing or entertaining with friends beneath the stars and the canopy of Oak trees on your 900 sqft deck! Upgrades including a modern Kitchen with white shaker cabinetry, quartzite counters, hands free faucet and high end stainless appliances. Wood look tile through out main floor, updated guest bath with Marble shower, Luxury Vinyl plank flooring upstairs in the Master bedroom with Cathedral ceilings. Enjoy your very own work shop that is currently set up as an artist studio, or even convert it to a Tiki bar! No more headaches of where to store your boat or RV with plenty of room to park the toys behind the privacy of the fence. HVAC replaced in 2024, water heater 2024.
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Our Executive Mortgage Banker:
Our Insurance Division:
$665,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $532,000 | $532,000 | $532,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $558 | $558 | $558 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,539 | $3,536 | $4,486 |
Total Monthly Payment | $4,189 | $4,186 | $5,136 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.