FANTASTIC SALTWATER POOL HOME WITH WATER VIEWS! VILLAGES BUILT 4 BEDROOM home in FAMILY FRIENDLY neighborhood of Oak Meadows. Located next to Spanish Springs Town Square, this home has GOLF CART ACCESS to the Villages. EXPANDED and UPDATED, this home has PELLA DOUBLE HUNG WINDOWS, 2020 ROOF with LEAF FILTER GUTTER SYSTEM and 2021 HVAC. The ADT SECURITY system is PAID IN FULL and Buyer can pay for monitoring if desired. There are 4 Bedrooms, all with closets and 2 bathrooms. NO CARPET - Laminate and tile flooring runs throughout the home. Enjoy CEILING FANS in every room and ENHANCED LIGHTING in much of the home. The split bedroom plan puts all guest rooms on one side of the home and the Primary Suite on the other. The Primary suite can accommodate king size bedroom furniture and includes a WALK IN CLOSET and EN SUITE BATH with CUSTOM TILED WALK IN SHOWER and GRANITE countertops. The guest rooms are all large enough to accommodate at least a queen size bedroom set and two have pool and WATER VIEW. The guest bath has tub/shower combo is upgraded with GLASS DOORS. The kitchen is bright with white cabinetry, GRANITE countertops, 2019 STAINLESS STEEL appliances, SOLAR TUBE and a WATER VIEW. The BREAKFAST COUNTER opens to the living and dining areas, allowing for ease in entertaining or every day living. There is an INSIDE LAUNDRY ROOM with 2021 SAMSUNG WASHER & DRYER plus ADDED STORAGE off the kitchen and a TWO CAR GARAGE with WHOLE HOUSE WATER FILTRATION and REMOTE CONTROL GARAGE SCREEN. Dining room sliding doors provide access to the ENCLOSED LANAI which has views to Mira Mesa Executive Golf Course and slider windows so you can have a screened patio when desired. The lanai opens on one side to the back yard with plenty of room for your pet or outdoor activities, irrigation system and added 100' of MISTED SPRINKLER SYSTEM for plants. On the other side, lanai opens to the large BIRDCAGE PATIO with 28'10" x 12'6" fiberglass HEATED and LIGHTED SALTWATER POOL. Enjoy a refreshing dip in the pool or relax on the patio and enjoy the DOUBLE WATER VIEWS! The cul de sac location gives you a good size yard with great views to the back and very little traffic in the front. Porch and pool area were recently painted and POOL HEATER & PIPING plus fire/smoke alarms were all recently replaced. EASY GOLF CART ACCESS to all of the activities at SPANISH SPRINGS, LAKE SUMTER LANDING and more! A great property for either family or adult living and best of all - NO FEES!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $368,000 | $368,000 | $368,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $297 | $297 | $297 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,448 | $2,446 | $3,155 |
Total Monthly Payment | $2,820 | $2,818 | $3,527 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.