DELAND: WATERFORD LAKES COMMUNITY | FENCED CORNER LOT | HURRICANE PROOF WINDOWS | NEW AC 2022: Don't miss out on the opportunity to own this 3 bedroom 2 bathroom home on a fenced lot. The home features a formal living and dining room. So much space to entertain! The Family room boasts a wood burning fireplace and French doors to the private backyard. So much natural light flows into the home with the many windows! The open kitchen features stainless steel appliances and plenty of counter and storage space-the breakfast area off the kitchen is the perfect spot for quick morning meals. The Primary bedroom has a ceiling fan to keep you cool and and En Suite bathroom with walk in closet, walk in shower and a Garden tub. There are also French doors that lead to the screen porch-enjoy winding down after a long day! Additional bedrooms are spacious and share a guest bathroom. Inside Laundry room. The Screened porch will be your favorite spot to grill and add a TV to enjoy watching the games while you cook! The fenced backyard has room for everyone to run and play! The Waterford Lakes Subdivision is close to Schools, across from the YMCA and just hop on the speedway to head to Award winning Downtown Deland or our famous beaches! Low HOA! Don't wait! Make your appointment today to see all this home and community have to offer for you!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,199 | $295,199 | $295,199 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $95 | $95 | $95 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,964 | $1,962 | $2,531 |
Total Monthly Payment | $2,134 | $2,132 | $2,701 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.