No damage from the recent storms as this villa has impact windows, doors and garage door. Looking to live near downtown with a large park on one side of you and the new extension of the Legacy Trail on the other side? Look no further than this wonderful new community in Payne Park Village. This light and bright unit will be available to close as soon as possible. Hardly lived in since it was built in 2019, this villa looks brand new. Facing the pool, you have great views from the main living area of the villa. The downstairs has a 2-car garage, an office, a bedroom with private bath and an oversized outdoor patio area that is great for entertaining. The main living area on the second floor consists of the living, dining, kitchen and master suite area all covered with laminate flooring and has vaulted ceilings. The third floor consists of a large loft area with a live edge built-in live edge desk, bedroom and private bathroom. The owner installed new blinds, fans, stackable washer and dryer, along with an additional closet in the master bedroom. There is also a large community pool with outdoor grills and play area along with a great dog park. Make your appointment to see this beautiful unit. Unit comes FURNISHED minus just a few items, including the couch. Easy to show.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $572 | $572 | $572 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,248 | $5,390 |
Total Monthly Payment | $4,917 | $4,912 | $6,054 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.