The definition of coastal living. Nothing exemplifies sandals and a beach breeze better than this one-of-a-kind home. This 4-bed 3-bath marvel sits in the center of the best-kept secret of northern Florida: The Hammock. Century-old wild oak trees peppered with Spanish moss opening to secluded, quiet beaches give The Hammock its old-Florida vibe, which is essentially unheard of in modern Florida. This same feeling is apparent, as soon as you walk through the front door. The first floor contains 2 guest bedrooms and a guest bath, coupled with a full-size studio apartment complete with a kitchenette, bathroom, and separate entrance from the driveway. Traveling up to the main floor, you're welcomed into a warm and inviting family room-kitchen combo with views of the ocean and palm trees right outside of the window. The second floor also contains the master suite, complete with an office, a separate screened balcony, and an oversized walk-in closet with beautiful built-in shelving. Walking through the sliding glass door to the deck is an experience in itself. You're greeted with a multi-level deck with three separate levels, including a tower for everyone to see the ocean views. Heading outside you will see the detached 2-car garage with a Florida basement above it. Be sure to also take a short stroll down to the private community dock, which provides excellent fishing for Redfish, Flounder, Snapper, and many more saltwater species. Don't forget to check out the private community beach access, which is just a short walk from your own front door. Your basics are certainly covered on this property, with a brand new AC system which was installed in August of 2023, and a new, 50-year metal roof installed in April of 2023. This wonderful property is truly one of a kind. Schedule a showing today, and experience the beach life!
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$950,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $760,000 | $760,000 | $760,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
Monthly Tax Payment | $279 | $279 | $279 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,929 | $4,866 | $6,673 |
Total Monthly Payment | $5,300 | $5,237 | $7,044 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.