Welcome to 29 Gap Creek Dr, an exquisite home built in 2022 and situated on a peaceful cul-de-sac in St. Johns, FL, featuring luxurious upgrades throughout. This nearly new home is highlighted by a stunning saltwater pool, complete with a spacious sun shelf perfect for lounging with ample room for seating and an umbrella, and a beautifully paved pool patio set in a fully fenced backyard. Enjoy outdoor living at its best with a tranquil water feature, an extended patio ideal for entertaining, a convenient outdoor shower, gas hookup ready for a grill or summer kitchen, and a screened lanai offering year-round enjoyment. The gourmet kitchen is a chef's dream, featuring stainless steel appliances, an upgraded six-burner gas cooktop, solid surface countertops, a large walk-in pantry, custom lighting, and an eye-catching tile backsplash.
The spacious first-floor primary bedroom provides a private retreat, complete with a spa-like en-suite featuring a walk-in shower. . . a large walk-in closet, and plenty of natural light, while the additional first-floor bedroom and a dedicated office or flex space with a custom barn door add convenience and flexibility. Upstairs, the loft area includes a bedroom and full bath with a custom tile shower and custom closet, providing ample privacy for guests or family members. Inside, you'll also find upgraded slider doors leading to the outdoor living area and a well-equipped indoor laundry room with a laundry tub. Home is already plumbed for water softener.
The community amenities provide endless recreational options, including tennis courts, a pool with a dedicated lap swimming area, a gym, and a play area for family fun. Located in St. Johns, you'll enjoy access to top-rated schools and close proximity to shopping, dining, and outdoor activities, including nearby parks, hiking trails, and water sports on the St. Johns River. Whether it's a day exploring local attractions or enjoying water sports, this home offers the ideal balance of luxury and lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$685,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $548,000 | $548,000 | $548,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $400 | $400 | $400 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,646 | $3,642 | $4,621 |
Total Monthly Payment | $4,138 | $4,134 | $5,113 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.