This flat, wooded, approved lot is ready to go. It is located next door to 1279 Suffield Street. This lot will connect to the public sewer in the street, but the cost to connect will be about $20, 000 more than typical because of a long run required for the connection. More details are available. The back 1/3 of the lot is wetlands. Any new home must be built close to the 50 foot front yard setback in order to meet setback requirements off of the wetland. MacBuilds has proposed a new home to be built. See the house listing for details. This proposed home will be built by Kirk and Reed MacNaughton of MacBuilds LLC. They have been building custom homes in Northern Connecticut for over 30 years and specialize in upscale energy efficient new homes. Their MacBuilds Energy Saver Branded New Homes represent the "State of the Art" in intelligent, energy efficient new construction. These homes are built tight to minimize outside air flow and are meticulously insulated. A MacBuilds Energy Saver Branded New Home features high performance air sealing and insulation, Energy Star windows, mechanical systems and appliances. Geothermal heating and cooling is an available option. We will be happy to meet with you to walk the lot. We have suggested a home design, however, we will work with you to build the custom home that you want. MacBuilds' mission is to have you "Live Happily Ever After".
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $48,000 | $48,000 | $48,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $332 | $319 | $405 |
Total Monthly Payment | $407 | $394 | $480 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.