**Impeccable 2023 Jacobsen Imperial Model in the 55+ Resident-Owned Community of Clearwater Cascade** This barely lived-in 2023 Jacobsen Home Imperial Model is packed with thoughtful upgrades and enhancements, making it truly stand out. Built to the latest building standards, this home offers peace of mind with quality construction designed to withstand Florida’s weather. Having recently endured both Hurricane Helene and Tropical Storm Milton without issue, it proves to be a safe and solid choice, allowing you to relax and enjoy your new home. At the heart of the home is a beautifully appointed kitchen featuring Corian countertops, premium stainless steel appliances, a farmhouse-style stainless sink, and a sleek stainless range hood. The oven includes a built-in air fryer, adding versatility to your cooking. The large island offers bar seating for four and additional storage, making it perfect for both casual dining and entertaining. Originally designed with three bedrooms, the homeowner made a thoughtful adjustment by transforming the third bedroom into a spacious, open den, ideal for use as a home office or relaxation space. If desired, it can easily be converted back into a guest bedroom by adding a door. The primary suite is a luxurious retreat with a garden tub with custom-tiled shower surround. The attention to detail continues outside, with a charming front deck off the den and beautifully landscaped areas, including a private back patio for outdoor enjoyment. A small garage/shed provides the perfect space for a golf cart, and the oversized driveway offers room for up to four vehicles. **Community Features & Value** Clearwater Cascade is a vibrant 55+ resident-owned community, offering an exceptional lifestyle with an impressive array of amenities. Residents enjoy two heated pools, a sauna, hot tub, clubhouse, library, exercise room, and a variety of activities, including billiards, ping-pong, lighted shuffleboard and bocce courts, golf leagues, dances, and more. Ideally located near shopping centers and public transportation, this community provides easy access to everything Clearwater has to offer. With a $55, 000 land share included and low monthly association fees of just $328 covering lawn care, cable, internet, water, sewer, trash, and all community amenities, this home offers incredible value. Stylishly designed, loaded with upgrades, and built for durability and safety, this move-in-ready home is truly one of a kind. Schedule your showing today to experience the perfect combination of luxury, comfort, and peace of mind!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,920 | $271,920 | $271,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $339 | $339 | $339 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,809 | $1,807 | $2,293 |
Total Monthly Payment | $2,223 | $2,221 | $2,707 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.