Rare affordability in 32216! This unit is all 1st floor with no stairs in the waterfront community of Southbrook! Renovations & demo are started, but seller is unable to complete. Much of the kitchen, bathrooms & trim demo is complete & ready for your finishing tastes and touches. Tile floors in the main living area/hallway. Wood burning fireplace w/ mantle for cozy winter heat. Bedroom sizes are large compared to similar communities. Assigned parking spot in front of the unit assures ease of access & convenience. New Water Heater installed late 2022. Maintained HVAC runs cold & smooth. Refrigerator does not convey. Association fee includes water, sewer & pest control. Southbrook community is gated and centrally located, 15 minutes to the beach, downtown & Town Center. The community has a maintained swimming pool area and beautiful dock walkway that overlooks the Pottsburg Creek. Take advantage of this opportunity to renovate and make it your own
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William Raveis Mortgage, LLC
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $67,200 | $67,200 | $67,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $5 | $5 | $5 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $453 | $447 | $567 |
Total Monthly Payment | $533 | $527 | $647 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.