One or more photo(s) has been virtually staged. One or more photo(s) has been virtually staged. Nestled in the picturesque Copper Ridge community, this home welcomes you with a charming canopy of oak trees lining the streets. Inside, the formal living and dining areas provide a bright and elegant space, perfect for hosting gatherings or creating cherished family moments. The heart of the home is the modern kitchen, complete with updated appliances, a gas range for culinary enthusiasts, and a breakfast bar that seamlessly connects to the cozy family room—ideal for everyday living. The first-floor owner's suite offers a private retreat with a spacious walk-in closet, a luxurious soaking tub, and a separate shower. Two additional bedrooms and a full bathroom are also conveniently located on the main floor, perfect for family or guests. Upstairs, a private bedroom with an en-suite bath is paired with a spacious loft area, making it the perfect set up to serve as an expansive home office or even a private retreat for your older children. All of the common-sized windows in this home were replaced in 2012 for energy efficiency. The roof of the home was completely reroofed in 2017 with a 30 year shingle. The A/C system was replaced in 2018 and the heat is provided by a central natural gas furnace. This home also features a natural gas water heater that was replaced in 2020. All these updated attributes offer peace of mind in your new home. The frontload washer and gas dryer have been left in the home for the convenience of the new owner if desired. The tile and laminate flooring throughout ensures a low-maintenance lifestyle. Step outside to enjoy the oversized fenced-in yard and a screened patio, perfect for outdoor entertaining or quiet evenings under the stars. The two-car garage provides ample space for vehicles and storage. Located just minutes from Highway 60, with an easy 30-minute commute to downtown Tampa, and within an hour of Disney and the Gulf beaches, this home delivers the perfect balance of comfort, convenience, and charm. Welcome home!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $489 | $489 | $489 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,348 | $2,291 | $2,892 |
Total Monthly Payment | $2,911 | $2,854 | $3,455 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.