165 97th AVENUE NE, St. Petersburg, FL, 33702 | $900,000

HOUSE WAS FLOODED FROM HURRICAN HELENE. DRYWALL HAS BEEN CUT OUT. NOW IT IS READY FOR SOMEONE TO MAKE IT THEIR OWN OR TEAR DOWN. PER FEMA GUIDELINES YOU WOULD BE ALLOWED TO KEEP THE CURRENT STRUCTURE AND IMPROVE IT BY $188, 749 OR LESS. Prior to flood it had 2 brand new A/C units and newer roof (2017) Ideally located near the Howard Franklin Bridge and Caroline Parkway, this home offers unparalleled convenience with just a 20-minute drive to downtown St. Petersburg and easy access to Tampa. Enjoy the serenity of waterfront living with a quick boat ride to open water Tampa Bay, a newer seawall and dock, perfect for boating enthusiasts or simply relaxing by the water. This home boasts formal living and dining rooms, creating a welcoming atmosphere for entertaining guests or enjoying family gatherings. A unique circular staircase leads to an expansive loft area, offering additional space for a home office, playroom, or media room. The recently updated kitchen features granite countertops and beautiful cabinetry, providing a stylish and functional space for all your culinary needs. The home includes a half bath off of the very large laundry room, enhancing the convenience and functionality of the living space. With a 2-car garage and a huge entrance foyer, there is plenty of room for vehicles and welcoming guests. This lovely home has been meticulously cared for by the same owners for over 50 years, ensuring it is in excellent condition. Close to shopping and great restaurants, this home is ideally situated to take advantage of all the amenities the area has to offer. The large 40-foot lanai is perfect for enjoying morning coffee while watching the water, providing a peaceful and picturesque setting. Don't miss the opportunity to own this stunning waterfront home. Call today to schedule your private tour and experience the exceptional lifestyle this property has to offer.

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Lot Size: 75 x 112
  • Laundry: Laundry Room
  • Year Built: 1969
  • Garage: 2-car On Street, Open, Oversized, Parking Pad
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,655
  • Acreage: 0.19
  • Lot Size: 75 x 112
  • Est. Taxes: $3,562
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Range, Range Hood, Refrigerator, Washer
  • MLS#: U8246815
  • Days on Market: 137 days
  • Website: https://www.raveis.com
    /prop/U8246815/16597thavenuene_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/14/2024 8:36:34 PM)
Listing courtesy of BROPHY REAL ESTATE   Phone: 727-463-9522

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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165 97th AVENUE NE, St. Petersburg, FL, 33702

$900,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $720,000 $720,000 $720,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.750% 6.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.321% 6.826% 6.936%
Monthly Tax Payment $297 $297 $297
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,670 $4,670 $6,371
Total Monthly Payment $5,059 $5,059 $6,760

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.