Welcome to 404 Rose Croft Terrace nestled in the heart of the Village of Belvedere. Arriving at the home you will notice the beautifully painted driveway and walkway complimenting an abundance of Florida Friendly Plantings surrounded by Rock Beds. The Glass Enclosed Front Lanai features LVP Flooring, Roller Shades and a Mitsubishi Mini Split for year-round comfort. As you step into this STUNNING, BRIGHT and AIRY COLONY PATIO VILLA, you will find a perfect blend of comfort and convenience. The CUSTOM DESIGNED COOKS KITCHEN features beautifully designed cabinetry with Pull-Outs, a large Pantry Cupboard, Quartz Counters, a Glass Backsplash, Over and Under Cabinet Lighting and Crown Molding topping the cabinets. A New Frigidaire SS Side by Side Refrigerator (2024) and complimenting Electric Range (2024) complete the kitchen. A Large Solar Tube provides Natural Light in the Kitchen. The kitchen seamlessly connects to the living area, making it easy to stay engaged with guests while entertaining. The home features New Interior Paint, all NEW WINDOWS and a SLIDING DOOR in the Dining Room leading to the private side Patio perfect for relaxing and entertaining. The Living Room Window features an Electric Window Blind. LVP Flooring flows throughout the beautiful home. The Primary Suite provides a peaceful oasis and features an Ensuite Bath with Granite Counter and a Large Walk-In Closet. The Primary Shower features a Frameless Glass Shower Door. The Guest Bedroom features a Queen Size Murphy Bed with attached Closets and Drawers. A Custom Desk Unit completes the Guest Bedroom for the Work at Home -Owner. The Side Patio has been expanded and provides an abundance of space perfect for grilling and entertaining with a rear hedge providing privacy. The attached garage, with an Epoxy Floor, provides ample space for your car and golf cart. The Villas prime location offers easy access by golf cart to Lake Sumter Landing and Spanish Springs Town Squares for shopping, dining, golfing, recreation and entertainment. Additionally, the 466 corridor provides a plethora of businesses to meet all your needs including banking, medical and a public library. Roof replaced in 2020, 2 Ton 14 SEER HVAC w/ Surge Protector replaced in 2019, Hot Water Heater replaced in 2018 and Mini Split installed in 2017. BOND PAID. Come for a tour of this truly MOVE IN READY Home and make it your NEW ADDRESS
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,920 | $271,920 | $271,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $177 | $177 | $177 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,809 | $1,807 | $2,332 |
Total Monthly Payment | $2,061 | $2,059 | $2,584 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.