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481 West 145th Street, #TH, New York (Hamilton Heights), NY, 10031 | $3,199,999
Discover the exceptional blend of historic charm and modern luxury inside 481 West 145th Street, an iconic 3-family townhouse in the heart of Hamilton Heights. Originally designed by famed architects Schwartz and Gross in 1926, this Queen Anne-style masterpiece has been completely reimagined with a meticulous gut renovation. Every essential system in the home has been fully replaced-from plumbing to heating to electrical-ensuring absolute comfort, reliability, and peace of mind for years to come.
The interior boasts an expansive owner's duplex with a full basement, ideal for creating your dream home environment. In addition, two spacious 1-bedroom floor-through units on the upper floors offer incredible flexibility, whether you're looking to generate rental income or provide luxurious accommodations for guests.
Step outside, and the allure continues. Spanning across two combined lots with an impressive 41 x 100 ft footprint, this property is your private oasis in the city. Imagine unwinding in not one but two lush gardens-one inspired by the romance of French design, the other a tranquil Zen retreat complete with a lighted water feature. This outdoor haven also offers private parking for up to four cars, an exceptional feature in the heart of New York City. And if you have grand plans, you'll love the potential to tap into the unused 12, 000 sq ft of air rights-perfect for a ground-up development or expansion.
Ideally situated just moments from the A, B, C, D, and 1 subway lines, this property provides easy access to the entire city. Surround yourself with Harlem's vibrant culture, including celebrated restaurants, Riverside State Park, and the bustling 125th Street shopping and dining district, featuring Whole Foods, Trader Joe's, Target, and more.
This is your chance to own a luxurious piece of Harlem's history. Schedule a private showing today and envision the life that awaits at 481 West 145th Street!
Features
- Town: New York
- Amenities: Alarm System; Garage; Garden;
- Rooms: 8
- Bedrooms: 4
- Baths: 3 full / 1 half
- Year Built: 1910
- Garage: Yes
- Cooling: Unknown Type
- Pet Policy: No Pets
- Terrace : Yes
- Building Access : Walk-up
- Service Level: Video Intercom
- Built Size: 16'7"x55'
- OLR#: RPLU1032523248058
- Days on Market: 58 days
- Website: https://www.raveis.com
/prop/RPLU1032523248058/481west145thstreet_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Listing courtesy of Serhant LLC
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
481 West 145th Street, #TH, New York (Hamilton Heights), NY, 10031
$3,199,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $2,559,999 | $2,559,999 | $2,559,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.625% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.820% | 6.723% | 6.284% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $15,143 | $16,392 | $21,776 |
| Total Monthly Payment | $15,268 | $16,517 | $21,901 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535