Built in 1870 and situated on 1/3 of an acre over two lots, 218 Mill Street been meticulously renovated for modern living while preserving many of the original elements of a quintessential antique farmhouse. A landscaped front yard, split rail fence and charming front porch greet you upon arrival, providing a peaceful setting that feels removed from the bustle of Hudson while still being situated well within the city's limits. At the center of the home is the oversized, well-appointed chef's kitchen, with a 48-inch Ilve range, custom concrete countertops and plentiful cabinetry. The adjacent dining room is spacious enough to host a crowd, and also features built-in counter-height seating for daily living. The adjoining living room is cozy and perfect for a movie night in. On the first floor there is also a corner bedroom, accommodating queen furniture, and the first-floor bathroom (with a tiled shower) is ideal for guests. Upstairs are two more bedrooms, separated by a large landing and office area, giving everyone their own space in this thoughtfully configured home. The primary bedroom is spacious, currently outfitted with king-sized furniture and featuring vaulted ceilings, exposed beams, and loft storage. The upstairs bathroom, just off the primary bedroom, has an antique sink and large soaking tub with a mahogany surround. The third bedroom enjoys plentiful natural light and features French doors that open onto the upstairs balcony. Vaulted ceilings upstairs add to the home's lofty feel and the office area -- with an oversized window and views of the willow tree out front -- offers privacy for calls or working from home. The building retains much of its original charm, from the wooden shutters to the antique iron radiators. A true anomaly in Hudson, the house sits on 1/3 of an acre over two separate lots, where one could easily build an additional dwelling or studio building, or simply enjoy the buffer and seclusion of owning the vacant lot next door. There is a hardscaped patio in the backyard as well, perfect for enjoying time outside on sunny days while taking in the view of the rolling hill and trees that are part of the property. While Mill Street feels like it could be outside the city's limits, you are still most certainly within the City of Hudson, just moments away from Warren Street and less than a mile from the Hudson Amtrak Station.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $760,000 | $760,000 | $760,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,435 | $4,804 | $6,413 |
Total Monthly Payment | $4,527 | $4,896 | $6,505 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.