Updated 1-bedroom CO-OP facing tree lined Garth Rd with an updated Eat-in-kitchen & updated bath. The living room is large and has room for a dining area. The updated kitchen has Corian counters, plenty of cabinets and appliances include dishwasher, microwave, range and refrigerator. There is an entry foyer, five closets (one walk-in), hardwood floors throughout and a very short wait for indoor parking. Free permit parking for Garth Rd, Grayrock Rd and resident lot. Building is one of the closest to the Scarsdale train station & village and Garth Road's restaurant Row, Westchester's newest dining hot spots, recently recognized in the Michelin Guide. Only 30 minutes train ride to GCT. As a resident you are entitled to join the Town's Lake Isle Park, that features golf, 8 Tennis courts and 5 swimming pools including a 50 meter Olympic Pool with eight racing lanes. Enjoy the Bronx River Trail - walking and biking. Maintenance is prior to STAR credit of $114 per month.
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Our Executive Mortgage Banker:
Our Insurance Division:
$189,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 302.293.7433
Brian.Shahwan@raveis.com
NMLS Mortgage Loan Originator ID 2166562
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,200 | $151,200 | $151,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,006 | $1,005 | $1,275 |
Total Monthly Payment | $1,081 | $1,080 | $1,350 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.