This charming expanded Cape offers a blend of classic style and modern comfort, situated on a private street ending in a peaceful cul-de-sac in East Northport. The home is nestled on a flat and beautifully landscaped . 25-acre lot, providing both tranquility and privacy. Boasting 3 bedrooms and 2 updated full baths, the home features stunning hardwood floors throughout and a newer roof (under 10 years), ensuring durability and timeless appeal. Efficiency is key, with ceiling fans complementing the central air system and gas heating for year-round comfort. The property also includes a well-maintained garage and an outside basement entrance for added convenience. The partially finished basement provides endless possibilities-whether you're looking for additional living space, a home gym, or a creative studio, this area offers ample room to bring your vision to life. Step outside to a serene, flat, fully fenced yard with a newly installed patio (less than 2 years old)-perfect for relaxation, entertaining, or play. The first floor includes a bedroom and a cozy sunroom/den (with permit), ideal for morning coffee or as a versatile additional living space. This lovingly cared-for home is truly move-in ready, with every detail thoughtfully attended to. Located just minutes from the charm of Northport Village, Engeman Theater, Northport Train Station, and popular attractions like Sunken Meadow Parkway, beautiful beaches, Richter's Apple Farm, and Veterans Park, this home offers both tranquility and convenience. Taxes w/o STAR, $9, 887 a year or $823 a month. , Additional information: Appearance: Great, Interior Features: Lr/Dr, Separate Hotwater Heater: Y
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $579,200 | $579,200 | $579,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $824 | $824 | $824 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,902 | $3,850 | $4,884 |
Total Monthly Payment | $4,818 | $4,766 | $5,800 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.